Jumbo
Above the 2026 conforming limit of $832,750.
Jumbo financing covers loans above the conforming limit — in 2026, that is $832,750 in most Louisiana parishes. It is the program most often used for Garden District, Lakeview, and Old Metairie move-up purchases, and for select Mandeville and St. Tammany builds.
Jumbo guidelines vary widely by lender. Reserve requirements, debt-to-income tolerances, and rate pricing are all negotiable in ways that conventional is not — which is exactly why a broker network matters.