Jacob Porche

Why a Broker Beats a Banker on a Move-Up Purchase

Feb 2026

A banker has one rate sheet. A broker has eighty. On a move-up purchase where conforming, jumbo, and DSCR could all apply, that single fact decides the outcome.

The discipline of the work is the same in both shops — but the surface area is not. More lenders, more programs, more ways to say yes.

Jacob Porche · NMLS# 2644529